Getting used to fast, convenient payments online, again

Living in the USA for 10 years, I became quite used to paying for many goods and services online. I’ve been living in Ghana for 4 years now and I’ve become used to not doing so. Spending cash has become part and parcel of my lifestyle that I’ve become numb to the conveniences of online transactions, in Ghana. I’ve not had as many opportunities to transact online, fair enough. I’m not as worried about online payment security because I believe I can spot an insecure transaction if I saw one. Many others can’t and trust in online payments bedevils the e-commerce industry here. It will take time, but Canaan couldn’t reach here faster. There’ve been many local innovations around the online transaction problem but I’ve found most of them too cumbersome. At Rancard , I worked on our payment gateway- PayApp , and one of our biggest features was to ensure quick steps to completing payment. In this current environment, many people forget passwords so giving them a familiar way to log in is...